Visa credit cards

many ways to save

Are you looking for ways to save money? Then you’ve come to the right place. A Platinum credit card from KCCU offers many ways to save.

packed with benefits

Our Edge and Elite credit cards offer value and benefits packaged especially for our members

• Card Controls
• 24/7 Fraud monitoring
• Real-time card transaction alerts
• 28-day grace period for purchases
• Contactless cards
• Earn reward points* for merchandise, travel, and even cash back
• Open your card online from start to finish
• Mobile Wallet - Google Pay, Apple Pay, and Samsung Pay compatible
• Roadside Dispatch
• Auto Rental Collision Coverage

want more?

Qualifying members can enjoy rewards on both our Edge and Elite credit cards.

Edge card - Rewards

• Earn points with the uChoose program for every dollar you spend
• Redeem points for merchandise, travel, and gift cards
• You can register your card and view and redeem points on the uChoose website
• For questions on your uChoose account, please call 855.476.1881

Elite card - cash back*

• Earn 3% cash back¹ on all purchases from July 1 - August 31, 2025
• Cash back is paid monthly into the Elite credit card account

Apply Now 

I need to…

• Report a lost or stolen card
• Request a replacement card
• Apply for a Visa
• Dispute a charge on my account
• Increase my limits on an existing Visa credit card

*This service is based on credit score. Rewards and cash back programs are available for applicants with a credit score of 700 or higher.  Terms and conditions may apply and are subject to change. Credit card approval and rate depends on credit worthiness. Membership required. 
** APR=Annual Percentage Rate. Edge card has 8.99–17.99% fixed APR when you open your account based on your creditworthiness. Edge CC Application and Solicitation Disclosure
† APR=Annual Percentage Rate. Elite card has 12.00%-24.00% APR variable APR when you open your account based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Elite CC Application and Solicitation Disclosure 
¹Cash back program is available for new and existing Visa Elite cardholders with a minimum credit score of 700. Earn 3% cash back on purchases using your Visa Elite card between July 1 – August 31, 2025. After August 31, 2025, the cash back rate reverts to the standard 1%. Cash back is limited to a maximum of $2,500 per month and will be deposited into the members’ savings account at the end of each month. Limited time offer.