Visa credit cards

many ways to save

Are you looking for ways to save money? Then you’ve come to the right place. A Platinum credit card from KCCU offers many ways to save.

packed with benefits

Our Edge and Elite credit cards offer value and benefits packaged especially for our members

Card Controls
24/7 Fraud monitoring
Real-time card transaction alerts
28-day grace period for purchases
Contactless cards
Earn reward points* for merchandise, travel, and even cash back
Open your card online from start to finish
Mobile Wallet - Google Pay, Apple Pay, and Samsung Pay compatible
Roadside Dispatch
Auto Rental Collision Coverage

	Edge Card	Elite Card
Annual Percentage Rate	8.99-17.99% APR^**	12.50-24.50% APR^_†
Earn Rewards*	Points redeemable for merchandise, travel, and gift cards	4% cash back on purchases
Annual Fee	No Fee	No Fee
Balance Transfer	No Fee	No Fee
Cash Advance	No Fee	No Fee
Late Payment Fee	Up to $25	Up to $25
Foreign Transaction Fee	1.00% of each transaction in U.S. dollars	1.00% of each transaction in U.S. dollars

want more?

Qualifying members can enjoy rewards on both our Edge and Elite credit cards.

Edge card - Rewards

Earn uChoose Rewards* points when you make purchases

Earn points with the uChoose program for every dollar you spend
Redeem points for merchandise, travel, and gift cards
You can register your card and view and redeem points on the uChoose website
For questions on your uChoose account, please call 855.476.1881

Elite card - cash back*

Earn 4% cash back on purchases
Cash back is paid monthly into the Elite credit card account

Apply Now

I need to…

Report a lost or stolen card
Request a replacement card
Apply for a Visa
Dispute a charge on my account
Increase my limits on an existing Visa credit card

_{*Earn 4% Cash Back for every dollar spent on all purchases between 11/1/2024 -12/31/2024. After 12/31/2024, the cash back rate reverts back to the standard 1%. Cash advances, balance transfers, fees and finance charges do not earn cash back. Limited time offer. Subject to credit approval. Cash Back program available to applicants with a 700 credit score or higher. Rate based on creditworthiness. Terms and conditions may apply and are subject to change. Membership required. Federally insured by NCUA.}
_{** APR=Annual Percentage Rate. Edge card has 8.99–17.99% fixed APR when you open your account based on your creditworthiness. Edge CC Application and Solicitation Disclosure}
_{† APR=Annual Percentage Rate. Elite card has 12.50%-24.50% APR variable APR when you open your account based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Elite CC Application and Solicitation Disclosure}