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savings rates
| Savings Rates | |||
| Effective Date: Friday, July 4th, 2025 | |||
| Name | APY | Minimum Deposit | Minimum Balance |
| Regular Savings | 0.10% | $5.00 | $5.00 |
| Secondary Savings | 0.10% | $0.00 | $5.00 |
| Christmas Club | 0.10% | $0.00 | $5.00 |
| Save to Win | 2.00% | $0.00 | $5.00 |
| Kasasa Saver*** | 1.75% | $0.00 | $0.00 |
| Health Savings Account | 0.25% | $0.00 | $1,000.00 |
| Health Savings Account | 0.35% | $0.00 | $10,000.00 |
| Health Savings Account | 0.50% | $0.00 | $25,000.00 |
| Personal Checking | 0.00% | $0.00 | $0.00 |
| 5.25% eChecking** | 5.25% | $0.00 | $0.00 |
| Kasasa Cash* | 4.25% | $0.00 | $0.00 |
| Money Market Checking | 0.20% | $0.00 | $5,000.00 |
| Money Market Checking | 0.30% | $0.00 | $25,000.01 |
| Money Market Checking | 0.35% | $0.00 | $50,000.01 |
| APY=Annual Percentage Yield. Fees may reduce earnings, see fee schedule See account details and dividend qualifications:*Kasasa Checking Accounts**5.25% eChecking***Kasasa Saver † | |||
| Certificate Rates | ||
| Effective Date: Friday, July 4th, 2025 | ||
| Name | APY | Minimum Deposit |
| 6 Month Certificate | 1.50% | $500.00 |
| 6 Month Certificate | 1.60% | $50,000.00 |
| 1 Year Certificate | 1.75% | $500.00 |
| 1 Year Certificate | 1.85% | $50,000.00 |
| 2 Year Certificate | 2.00% | $500.00 |
| 2 Year Certificate | 2.10% | $50,000.00 |
| 3 Year Certificate | 2.50% | $500.00 |
| 3 Year Certificate | 2.60% | $50,000.00 |
| 4 Year Certificate | 2.75% | $500.00 |
| 4 Year Certificate | 2.85% | $50,000.00 |
| 5 Year Certificate | 2.75% | $500.00 |
| 5 Year Certificate | 3.00% | $50,000.00 |
| APY=Annual Percentage Yield. | ||
| Certificate Specials | ||
| Effective Date: Friday, July 4th, 2025 | ||
| Name | APY | Minimum Deposit |
| 7 Month Certificate | 4.00% | $500.00 |
| 7 Month Certificate | 4.10% | $50,000.00 |
| 10 Month Certificate | 4.00% | $500.00 |
| 10 Month Certificate | 4.10% | $50,000.00 |
| 13 Month Certificate | 4.00% | $500.00 |
| 13 Month Certificate | 4.10% | $50,000.00 |
| 18 Month Certificate | 4.00% | $500.00 |
| 18 Month Certificate | 4.10% | $50,000.00 |
APY=Annual Percentage Yield. Limited time offer. Membership required. Fees could reduce earnings. Penalty may apply for early withdrawal. At maturity term will renew at 12-month term at then current rate. Member’s may earn up to an additional .25%APY using Lifetime Rewards Points – Visit our Lifetime Rewards page for more details.
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| Money Market Rates | |||
| Name | APY | Minimum Balance | Maximum Balance |
| Money Market Plus | 0.70% | $1,000.00 | $10,000.00 |
| Money Market Plus | 0.75% | $10,000.01 | $25,000.00 |
| Money Market Plus | 0.85% | $25,000.01 | $50,000.00 |
| Money Market Plus | 1.50% | $50,000.01 | $100,000.00 |
| Money Market Plus | 2.15% | $100,000.01 | $200,000.00 |
| Money Market Plus | 2.25% | $200,000.01 | $250,000.00 |
| Money Market Plus | 2.50% | $250,000.01 | |
| Money Market Max | 0.10% | $1,000.00 | $99,999.99 |
| Money Market Max | 3.75% | $100,000.00 | $249,999.99 |
| Money Market Max | 3.75% | $250,000.00 | $499,999.99 |
| Money Market Max | 3.75% | $500,000.00 | $1,999,999.99 |
| Money Market Max | 0.10% | $2,000,000.00 | |
APY=Annual Percentage Yield. Fees may reduce earnings, see fee schedule | |||
| IRAs | ||
| Effective Date: Friday, July 4th, 2025 | ||
| Description | APY | Minimum Balance |
| Traditional IRA | 0.60% | $5.00 |
| Roth IRA | 0.60% | $5.00 |
| 6 Month IRA Certificate | 1.50% | $500.00 |
| 6 Month IRA Certificate | 1.60% | $50,000.00 |
| 1 Year IRA Certificate | 1.95% | $500.00 |
| 1 Year IRA Certificate | 2.05% | $50,000.00 |
| 2 Year IRA Certificate | 2.35% | $500.00 |
| 2 Year IRA Certificate | 2.45% | $50,000.00 |
| 3 Year IRA Certificate | 2.50% | $500.00 |
| 3 Year IRA Certificate | 2.60% | $50,000.00 |
| 4 Year IRA Certificate | 2.75% | $500.00 |
| 4 Year IRA Certificate | 2.85% | $50,000.00 |
| 5 Year IRA Certificate | 2.80% | $500.00 |
| 5 Year IRA Certificate | 2.90% | $50,000.00 |
| APY=Annual Percentage Yield. | ||
| IRA Certificate Specials | ||
| Effective Date: Friday, July 4th, 2025 | ||
| Name | APY | Minimum Deposit |
| 7 Month IRA Certificate | 4.00% | $500.00 |
| 7 Month IRA Certificate | 4.10% | $50,000.00 |
| 10 Month IRA Certificate | 4.00% | $500.00 |
| 10 Month IRA Certificate | 4.10% | $50,000.00 |
| 13 Month IRA Certificate | 4.00% | $500.00 |
| 13 Month IRA Certificate | 4.10% | $50,000.00 |
APY=Annual Percentage Yield. Limited time offer. Membership required. Fees could reduce earnings. Penalty may apply for early withdrawal. At maturity term will renew at 12-month term at then current rate. Member’s may earn up to an additional .25%APY using Lifetime Rewards Points – Visit our Lifetime Rewards page for more details. | ||
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