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savings rates
| Savings Rates | |||
| Effective Date: Tuesday, March 25th, 2025 | |||
| Name | APY | Minimum Deposit | Minimum Balance |
| Regular Savings | 0.10% | $5.00 | $5.00 |
| Secondary Savings | 0.10% | $0.00 | $5.00 |
| Christmas Club | 0.10% | $0.00 | $5.00 |
| Save to Win | 2.00% | $0.00 | $5.00 |
| Kasasa Saver*** | 1.75% | $0.00 | $0.00 |
| Health Savings Account | 0.25% | $0.00 | $1,000.00 |
| Health Savings Account | 0.30% | $0.00 | $10,000.00 |
| Health Savings Account | 0.30% | $0.00 | $25,000.00 |
| Personal Checking | 0.00% | $0.00 | $0.00 |
| 5.25% eChecking** | 5.25% | $0.00 | $0.00 |
| Kasasa Cash* | 4.25% | $0.00 | $0.00 |
| Money Market Checking | 0.20% | $0.00 | $5,000.00 |
| Money Market Checking | 0.30% | $0.00 | $25,000.01 |
| Money Market Checking | 0.35% | $0.00 | $50,000.01 |
| APY=Annual Percentage Yield. Fees may reduce earnings, see fee schedule See account details and dividend qualifications:*Kasasa Checking Accounts**5.25% eChecking***Kasasa Saver † | |||
| Certificate Rates | ||
| Effective Date: Tuesday, March 25th, 2025 | ||
| Name | APY | Minimum Deposit |
| 6 Month Certificate | 1.75% | $500.00 |
| 6 Month Certificate | 1.85% | $50,000.00 |
| 1 Year Certificate | 2.20% | $500.00 |
| 1 Year Certificate | 2.25% | $50,000.00 |
| 2 Year Certificate | 2.60% | $500.00 |
| 2 Year Certificate | 2.65% | $50,000.00 |
| 3 Year Certificate | 2.75% | $500.00 |
| 3 Year Certificate | 2.80% | $50,000.00 |
| 4 Year Certificate | 3.00% | $500.00 |
| 4 Year Certificate | 3.05% | $50,000.00 |
| 5 Year Certificate | 3.25% | $500.00 |
| 5 Year Certificate | 3.30% | $50,000.00 |
| APY=Annual Percentage Yield. | ||
| Certificate Specials | ||
| Effective Date: Tuesday, March 25th, 2025 | ||
| Name | APY | Minimum Deposit |
| 5 Month Certificate | 3.75% | $500.00 |
| 5 Month Certificate | 3.95% | $50,000.00 |
| 10 Month Certificate | 4.00% | $500.00 |
| 10 Month Certificate | 4.25% | $50,000.00 |
APY=Annual Percentage Yield. Limited time offer. Offer is available to new money only, not currently on deposit at KCCU. New money coming in to KCCU through ACH does qualify for this certificate special. Membership required. Fees could reduce earnings. Penalty may apply for early withdrawal. At maturity 5-month and 10-month certificate term will renew at 12-month term at then current rate.
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| Money Market Rates | |||
| Name | APY | Minimum Balance | Maximum Balance |
| Money Market Plus | 0.70% | $1,000.00 | $10,000.00 |
| Money Market Plus | 1.00% | $10,000.01 | $25,000.00 |
| Money Market Plus | 1.40% | $25,000.01 | $50,000.00 |
| Money Market Plus | 1.50% | $50,000.01 | $100,000.00 |
| Money Market Plus | 3.25% | $100,000.01 | $200,000.00 |
| Money Market Plus | 3.50% | $200,000.01 | $250,000.00 |
| Money Market Plus | 3.75% | $250,000.01 | |
| Money Market Max | 0.10% | $1,000.00 | $99,999.99 |
| Money Market Max | 4.00% | $100,000.00 | $249,999.99 |
| Money Market Max | 4.00% | $250,000.00 | $499,999.99 |
| Money Market Max | 4.00% | $500,000.00 | $1,999,999.99 |
| Money Market Max | 0.10% | $2,000,000.00 | |
APY=Annual Percentage Yield. Fees may reduce earnings, see fee schedule | |||
| IRAs | ||
| Effective Date: Tuesday, March 25th, 2025 | ||
| Description | APY | Minimum Balance |
| Traditional IRA | 0.65% | $5.00 |
| Roth IRA | 0.65% | $5.00 |
| 6 Month IRA Certificate | 1.75% | $500.00 |
| 6 Month IRA Certificate | 1.85% | $50,000.00 |
| 1 Year IRA Certificate | 2.20% | $500.00 |
| 1 Year IRA Certificate | 2.25% | $50,000.00 |
| 2 Year IRA Certificate | 2.60% | $500.00 |
| 2 Year IRA Certificate | 2.65% | $50,000.00 |
| 3 Year IRA Certificate | 2.75% | $500.00 |
| 3 Year IRA Certificate | 2.80% | $50,000.00 |
| 4 Year IRA Certificate | 3.00% | $500.00 |
| 4 Year IRA Certificate | 3.05% | $50,000.00 |
| 5 Year IRA Certificate | 3.25% | $500.00 |
| 5 Year IRA Certificate | 3.30% | $50,000.00 |
| APY=Annual Percentage Yield. | ||
| IRA Certificate Specials | ||
| Effective Date: Tuesday, March 25th, 2025 | ||
| Name | APY | Minimum Deposit |
| 5 Month IRA Certificate | 3.75% | $500.00 |
| 5 Month IRA Certificate | 3.95% | $50,000.00 |
| 10 Month IRA Certificate | 4.00% | $500.00 |
| 10 Month IRA Certificate | 4.25% | $50,000.00 |
| APY=Annual Percentage Yield. Limited time offer. Offer is available to new money only, not currently on deposit at KCCU. New money coming in to KCCU through ACH does qualify for this certificate special. Membership required. Fees could reduce earnings. Penalty may apply for early withdrawal. At maturity 5-month and 10-month certificate term will renew at 12-month term at then current rate. | ||
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