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lifetime points
All members can earn VIP Lifetime Points. Lifetime points accumulate from month to month, and can be saved for up to 24 months. These points can be redeemed over time for better rates, fee waivers and more!
To view your VIP status and Lifetime Points, simply log into your online banking account for a full overview.
Service |
Points |
|
| Money Order Fee | 900 | |
| Instant Deposit Fee | 2250 | |
| Cashier Check Fee | 2250 | |
| Call Center Transfer and Inquiry Fee | 2250 | |
| Visa Gift Card Activation Fee | 2250 | |
| Overdraft Protection Transfer Fee $5 | 2250 | |
| Statement Copy Fee | 2250 | |
| Debit or Credit Replacement Card Fee | 7000 | |
| State of Michigan Title Fee | 7000 | |
| Box of Basic Checks | 9450 | |
| Modify My Payment Fee | 9450 | |
| Stop Payment Fee | 10750 | |
| NSF Fee | 10750 | |
| Deposited Item Return Fee | 10750 | |
| Wire Transfer (incoming) Fee | 7000 | |
| Wire Transfer (outgoing) Fee | 10750 | |
| Courtesy Pay Fee | 10750 | |
| Medallion/Guarantee Stamp | 18000 | |
| Overnight Mail Fee | 18000 | |
| .15% APR* Auto Loan Discount | 18000 | |
| .15% APY** Certificate Bonus | 18000 | |
| Skip a Payment Fee | 18000 | |
| Wire Transfer (outgoing) International Fee | 18000 |
redeem your points
To redeem your points, simply stop in at any of our branches or call 269.968.9251.
*APR=Annual Percentage Rate. Existing KCCU loans do not qualify for the rate discount. **APR=Annual Percentage Yield. Certificate bonus available on new certificates only and do not apply to any certificate specials.
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