home mortgage

Buying a home or property is one of the most important decisions you will make in a lifetime. We’ll help get you into your home faster or buy that special piece of land with a home mortgage or real estate loan from KCCU.

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why KCCU?

• Personal service
• Great rates
• Generous terms
• Fast approvals - all of our mortgage decisions are made in-house
• Get pre-approved before you shop
• Local servicing

flexible loan options

• 10-year, 15-year, 20-year, and 30-year fixed-rate mortgages^*
• 5-year and 7-year balloon mortgages
• Adjustable Rate Mortgages (ARMs)
• MSHDA loans
• Condominium loans
• Low down payment FHA loans
• VA loans
• Rural development loans
• Vacant land loans
• Construction loans
• Jumbo mortgages

mortgage refinancing

You might want to consider your refinancing options, to help you achieve your financial goals. 

• Reduce your monthly mortgage payments
• Pay off your mortgage faster and save on interest
• Increase the length of your mortgage for lower monthly payments
• Change the terms of your adjustable rate mortgage to a fixed-rate mortgage
• Get quick funds for home renovations, college tuition, debt consolidation, or other expenses by refinancing for a higher loan amount
• Trade up to a better mortgage rate if your financial situation has improved since you originally financed your home

rates

Please see our current rates for our up-to-date mortgage rates.

meet the mortgage team

Learn more about our Mortgage Originators
 

"KCCU was there for me when I wanted to purchase my grandmother's house after she passed away. They were so helpful in getting me to a position where I could get the loan and ultimately purchase the house. I will be forever grateful."

– Teresa B.

 _{* Regular monthly payments will be determined based on the rate, term selected, and individual loan amount—for example for a 10 year mortgage, for each $1,000 borrowed, 120 monthly payments of $9.90 (starting at 1,000). Federally insured. Equal housing lender.}