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certificates
regular certificate accounts
KCCU offers certificate accounts, allowing you to earn higher dividend rates for terms from 24 weeks up to five years. A $500 minimum balance is required for each certificate account.
golden certificate accounts
Our Golden Certificate Accounts are designed for the high-balance saver. Golden Certificate Accounts feature a $50,000 minimum balance and terms of 24 weeks, one year, two years, three years, four years, and five years.
youth certificates
Our high yield Youth Certificates are designed for kids age 0 to 17, to help them get a jump start on saving! Learn more
how to open a certificate account
Simply stop in at any of our branches or call a Member Service Representative at 269.968.9251. Members may also open certificates online when logged into online banking.
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