loan rates

Auto and Rec Vehicle Rates
Effective Date: Tuesday, September 9th, 2025
Name	APR as low as	Terms
New Vehicle Loan (2 model years and newer)	5.74% (up to 42 months)	Terms available up to 90 months *
Newer Used Vehicle Loan (3-5 model years)	5.74% (up to 42 months)	Terms available up to 90 months *
Used Vehicle Loan (6-7 model years)	5.99% (up to 42 months)	Terms available up to 78 months *
Used Vehicle Loan (8-10 model years)	6.99% (up to 42 months)	Terms available up to 66 months *
New Rec Vehicle / Boat (2 model years and newer)	7.49% (up to 42 months)	Terms available up to 180 months *
Used Rec Vehicle / Boat (3-10 model years)	7.49% (up to 42 months)	Terms available up to 180 months *
APR = Annual Percentage Rate. Rates are subject to change without notice. Subject to credit approval and other conditions. * Rates may vary based on term. Hybrid/Electric vehicles may receive a 0.25% rate reduction.

Visa Credit Cards
Effective Date: Tuesday, September 9th, 2025
Name	APR	Terms
Edge Credit Card	8.99%	Great low rate!
Elite Credit Card	12.00%	Great low rate!
APR = Annual Percentage Rate. Rates are subject to change without notice. Subject to credit approval and other conditions. Edge card has 8.99%–17.99% fixed APR (Annual Percentage Rate) when you open your account based on your creditworthiness. Visa Edge CC Application and Solicitation Disclosure Visa Elite card has 12.00%–24.00% variable APR (Annual Percentage Rate) when you open your account based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Elite CC Application and Solicitation Disclosure

Other Loans
Effective Date: Tuesday, September 9th, 2025
Name	APR	Terms
Signature Loans	10.99%	A convenient loan for any purpose
Checking Line-of-Credit	6.99%	A perfect solution for small loans or spontaneous purchases!
Share Secured	5.00%	Terms available up to 60 months
APR = Annual Percentage Rate. Rates are subject to change without notice. Subject to credit approval and other conditions.

Bank