business lending

You can count on your KCCU business adviser to assist you with all your lending needs. You can expect a fast turnaround since all decision making takes place right here in West Michigan by professionals who understand local dynamics.

KCCU business visa

Great low rate
Same low rate on purchases, cash advances, and transfers
Credit limits up to $50,000
Online account access
Itemized monthly statement

merchant services

We offer card processing services through our valued partner, Elavon. Our merchant services allows you to process card transactions from anywhere via your mobile device, or you can take credit card payments over the phone.

commercial real estate loans:

Build, buy, or renovate… it’s up to you! Our low-cost loan options are designed to boost your business, whether you are acquiring your first building, considering expansion, or updating your current location.

Interest rate tailored to your needs
Fixed or variable interest rates
Flexible terms

working capital line-of-credit:

Cash for now… cash for later. Apply now and the money will be there when you need it.

Credit limits up to $100,000
Interest only payments give you control over your cash flow
Low closing costs

equipment loans:

Whatever you need to make your business run, we can help you finance it.

You name it, we can finance it
Fixed or variable interest rates

how to open a business loan

All business loans are originated, processed, closed, and serviced locally. Contact KCCU Business Services for a review of your needs and to get started today!