business lending
You can count on your KCCU business adviser to assist you with all your lending needs. You can expect a fast turnaround since all decision making takes place right here in West Michigan by professionals who understand local dynamics.
KCCU business products
- Owner occupied
- Loan to value (LTV) as high as 80%
- Non-Owner occupied
- Loan to value (LTV) as high as 75%
- Competitive fixed or variable rates
- Flexible terms
- Competitive origination fee
- Options available
- Startup businesses
- Loan to value (LTV) as high as 90%
- Secured and unsecured options
- SBA loan options available
- Interest only payments give control over managing your cash flow
- Low closing costs
- $250 annual fee
- Up to 100% financing of purchase price
- Fixed or variable rate options
- SBA loan options available
- Competitive rates
- No annual fee
- Earn 1% cash back* on all your purchases
- Card Controls for online management
- 24/7 Fraud protection with mobile alerts
- Real-time transaction alerts
- Multiple cards per member
- Plus, access to exclusive promotions throughout the year such as bonus cash back offers, introductory rates such as balance transfer offers, merchant-based incentives and more!
*Terms and conditions may apply and are subject to change. Maximum cash back you can earn monthly is $2500. Credit card approval and rate depends on credit worthiness. Member may not pay credit card account negative to extend the loan amount on the card. Membership required.
KCCU partners with Elavon to provide a variety of easy-to-use Merchant Service solutions. Visit their website for more details.
how to open a business loan
All business loans are originated, processed, closed, and serviced locally. Contact KCCU Business Services for a review of your needs and to get started today!
