personal checking account

Our Personal Checking account program provides a full range of services at no cost to members.

account benefits

• No minimum balance requirements
• No per check fee, no restrictions, or hidden charges*
• Free online banking and bill pay (up to 13 bills per month)
• Free Visa debit card with access to more than 30,000 surcharge-free ATMs nationwide
• Free online eStatements* and check images
• Checking line-of-credit and courtesy pay** available

*$3.00 fee applies for each paper statement (mailed monthly).
**$30.00 courtesy pay fee applies for each NSF item paid.

how to open a checking account

Open your membership account online today. Once your savings account is established, our team can help you open a checking account virtually by simply completing this form. You can also call us at 800.854.5421 or stop by any of our branch locations.

If you are an existing KCCU member, please complete this form, call us at 800.854.5421, or stop by a branch.