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free kasasa checking accounts

 

kasasa cash®

It's like we pay you to buy things!

  • 4.25% APY on balances up to $7,500*
  • Refunds up to $10 each month on ATM withdrawal fees, nationwide 
  • No monthly maintenance fees, ever
  • No minimum balance to earn your rewards
  • Eligible for Kasasa Protect
*4.25% on balances up to $7,500 and balances over $7,500 earn .25% interest rate on the portion of balance over $7,500, resulting in a range from 4.25%  to 0.51% APY depending on the account’s balance. Reimbursements up to $10.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. Qualifications for Kasasa Cash account during the Monthly Qualification Cycle: have at least one (1) direct deposit transaction of $500 or more post and settle in to your Kasasa account; minimum 20 debit card transactions post and settle; maintain a valid e-mail address at KCCU; one (1) online banking login; enrolled in eStatements. For a Monthly Qualification Cycle in which the qualifications are not met the APY will be 0.01%. See full details

kasasa cash back®

Get cash back on more than gas and groceries!

  • Get 5.00%** cash back on debit card purchases
  • Refunds up to $10 each month on ATM withdrawal fees, nationwide 
  • No monthly maintenance fees, ever
  • No minimum balance to earn your rewards
  • Eligible for Kasasa Protect

**5.00% cash back on debit card purchases that post and settle to the account during that cycle period up to a maximum cash back earned of $10.00. Reimbursements up to $10.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. Qualifications for Kasasa Cash Back account during the Monthly Qualification Cycle: have at least one (1) direct deposit transaction of $500 or more post and settle in to your Kasasa account; minimum 20 debit card transactions post and settle; maintain a valid e-mail address at KCCU; one (1) online banking login; enrolled in eStatements. See full details

kasasa tunes®

It's like your good times are on us!

  • Earn refunds up to $12 to use on iTunes®, Amazon®, or Google Play™ purchases each month*
  • Get $20 to use on iTunes®, Amazon®, or Google Play purchases for opening your account 
  • Refunds up to $10 each month on ATM withdrawal fees, nationwide 
  • No monthly maintenance fees, ever
  • No minimum balance to earn your rewards
  • Eligible for Kasasa Protect
*Get up to $12.00 in refunds (which includes any applicable taxes) for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com and Google Play purchases must be made with your KCCU Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends, and you will receive reimbursements up to $10.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. Qualifications for Kasasa Tunes account during the Monthly Qualification Cycle: minimum 20 debit card transactions post and settle; maintain a valid e-mail address at KCCU; one (1) online banking login; enrolled in eStatements. Must be 18 years of age to receive $20 refund (good for 60 days) for opening Kasasa Tunes account. See full details
 

kasasa account qualifications

  • Minimum 20 debit card transactions post and settle during Monthly Qualification Cycle
  • Maintain a valid e-mail address at KCCU
  • One (1) online banking login per month
  • Enrolled in eStatements
  • Have at least one (1) direct deposit transaction of $500 or more post and settle during Monthly Qualification Cycle in to your Kasasa account (not required for Kasasa Tunes account) 

If you don’t meet the monthly qualifications, don’t worry — your account is still free and you can try again next month.

how to get started

Stop in at any of our branches, or call a Member Service Representative at 269.968.9251.