0% APR^*introductory rate balance transfer

relax and enjoy

Consolidate your high-interest credit card debt by transferring your balances to KCCU’s Elite Credit Card. Take advantage of our limited-time offer and enjoy a 0% APR* introductory rate for 12 months on balance transfers. Start saving now and experience financial relief with KCCU!

one card, one easy payment

With an Elite Credit Card you will also enjoy:

No annual fee
No balance transfer fee
Transaction alerts when purchases are made
24/7 fraud monitoring
Card controls
Mobile Wallet - Google Pay, Apple Pay, and Samsung Pay compatible
Earn cash back on purchases**

Visit our Visa Credit Card page for complete details

Apply for an Elite Card

Apply Now

_{*APR=Annual Percentage Rate. Introductory 0.00% APR applies to balance transfers of $500 or more that post to your Elite Credit Card account between January 2, 2025 – March 31, 2025. Introductory rate does not apply to purchases, cash advances, or balance transfers from existing KCCU loans. Introductory rate is valid during the first 12 billing cycles following the date of the transfer. After 12 billing cycles, a variable APR (12.00% -24.00%), based on your creditworthiness, applies to unpaid promotional balances. Balance transfers submitted after March 31, 2025, will receive the cardholder’s regular variable balance transfer APR (12.00% -24.00%). Variable APRs are accurate as of 1/2/2025 and will vary with the market based on the Prime Rate. The cardholder’s standard variable APR (12.00% -24.00%) will apply to any other purchases made. Subject to credit approval. Rates, fees, and terms subject to change and may be terminated at any time. Additional limitations, terms, and conditions apply. Federally insured by NCUA.}

_{**Cash back program is available for applicants with a credit score of 700 and higher. Terms and conditions apply and are subject to change.}

_{See Standard Variable Rate-Elite CC Application and Solicitation Agreement}