Visa credit cards
many ways to save
Are you looking for ways to save money? Then you’ve come to the right place. A Platinum credit card from KCCU offers many ways to save.
packed with benefits
Our Edge and Elite credit cards offer value and benefits packaged especially for our members
- Card Controls
- 24/7 Fraud monitoring
- Real-time card transaction alerts
- 28-day grace period for purchases
- Contactless cards
- Earn reward points* for merchandise, travel, and even cash back
- Open your card online from start to finish
- Mobile Wallet - Google Pay, Apple Pay, and Samsung Pay compatible
- Roadside Dispatch
- Auto Rental Collision Coverage
Edge Card
|
Elite Card | |
Annual Percentage Rate |
8.99-17.99% APR**
|
12.50-24.50% APR† |
Earn Rewards* |
Points redeemable for merchandise, travel, and gift cards
|
4% cash back on purchases
|
Annual Fee |
No Fee |
No Fee |
Balance Transfer |
No Fee |
No Fee |
Cash Advance |
No Fee |
No Fee |
Late Payment Fee |
Up to $25 |
Up to $25 |
Foreign Transaction Fee |
1.00% of each transaction in U.S. dollars |
1.00% of each transaction in U.S. dollars |
want more?
Qualifying members can enjoy rewards on both our Edge and Elite credit cards.
Edge card - Rewards
- Earn points with the uChoose program for every dollar you spend
- Redeem points for merchandise, travel, and gift cards
- You can register your card and view and redeem points on the uChoose website
- For questions on your uChoose account, please call 855.476.1881
Elite card - cash back*
- Earn 4% cash back on purchases
- Cash back is paid monthly into the Elite credit card account
I need to…
- Report a lost or stolen card
- Request a replacement card
- Apply for a Visa
- Dispute a charge on my account
- Increase my limits on an existing Visa credit card
*Earn 4% Cash Back for every dollar spent on all purchases between 11/1/2024 -12/31/2024. After 12/31/2024, the cash back rate reverts back to the standard 1%. Cash advances, balance transfers, fees and finance charges do not earn cash back. Limited time offer. Subject to credit approval. Cash Back program available to applicants with a 700 credit score or higher. Rate based on creditworthiness. Terms and conditions may apply and are subject to change. Membership required. Federally insured by NCUA.
** APR=Annual Percentage Rate. Edge card has 8.99–17.99% fixed APR when you open your account based on your creditworthiness. Edge CC Application and Solicitation Disclosure
† APR=Annual Percentage Rate. Elite card has 12.50%-24.50% APR variable APR when you open your account based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Elite CC Application and Solicitation Disclosure