save big with lower rates

MSHDA Rate Relief Mortgage Program

Who is eligible?

• First-time homebuyers with a qualifying income at or below 80% of Area Median Income (AMI).
• Credit score of 640 or higher.
• Buyer must work through an approved lender.
• Other qualifications:
  • New or existing single-family residences, including some types of manufactured homes.
  • 30-year terms, sales price can't exceed $224,500.
  • Other restrictions may apply.

KCCU is proud to be an approved lender.

meet the mortgage team

Learn more about our Mortgage Originators and contact them today!
 

 _{* APR = Annual Percentage Rate. Subject to credit approval. Not all applicants will qualify. Requires new home mortgage to be processed with KCCU. Programs, rates, terms, and conditions are subject to change without notice. Other restrictions and conditions may apply. Membership required. Payment example: for an $180,000 mortgage at 6.145% APR for 30-year term, monthly payments would be $1,007.95. Member NCUA. Equal Housing Opportunity. NMLS #585521.}