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KCCU
Father and son having fun on Jet Ski
Home > Landing Pages > KCCU Boat and RV Loans Michigan
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KCCU provides boat and RV loans—helping you get a jump on summer

Recreational vehicle loan rates as low as 7.49% APR1 up to 180 months

Get out and go with low-rate financing on motor homes, travel trailers, jet skis, and boats. We have amazing rate options whether you're purchasing new or used—or refinancing from other lenders. We offer re-payment terms up to 180 months so your payments are affordable.
 
Get moving today and take advantage of:
  • Competitive loan rates 
  • Extended terms for low monthly payments
  • No payments for the first 90 days2
  • Open your loan online from start to finish with eSign

summer starts today

Apply Now

Or simply stop in at any of our branches or call a Member Service Representative at 269.968.9251. 

 

APR1=Annual Percentage Rate. Rate is effective as of March 1,2025. Minimum credit score is 730 for best rate. Other rates and terms available. Loan is subject to credit approval. Rate may vary based on credit history, term, and collateral. Loan programs, rates, terms and conditions are subject to change at any time without notice. Other restrictions may apply. Terms up to 180 months; estimated monthly payments of $9.26 per $1,000.00 borrowed.

2 90 Day No Pay available for all loans greater than $10,000 closed at KCCU. To qualify, member must be current on all loans and have a minimum credit score of 640. Finance charges accrue during skipped period. Other restrictions may apply.

*The maximum age of the boat being used as security for the loan is limited to ten model years old.

Membership required. Federally insured by NCUA.

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