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KCCU
Schoolcraft branch now open
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Schoolcraft grand opening 

We are excited to announce our new Schoolcraft branch, located at 500 N. Grand Street, is officially open and ready to serve you.  

join us for our grand opening week

From January 13th - 17th we're hosting a week-long grand opening celebration at the new Schoolcraft branch. We'd love for you to stop by to meet the team, take advantage of our special offers, enjoy refreshments, and enter to win one of these great prizes:

  • Outdoor pizza oven
  • Solo stove
  • RTIC 52 quart cooler

We look forward to seeing you there!


loan specials

Take advantage of these great rates to help you save money. KCCU can help you keep more money in your wallet when you consolidate your debt and save with our Elite Credit Card balance transfer offer or Sign and Go Loan!

introductory 0% APR* Elite Credit Card balance transfer

Consolidate your high-interest credit card debt by transferring your balances to KCCU’s Elite Credit Card. Take advantage of our limited-time offer and enjoy a 0% APR* introductory rate for 12 months on balance transfers. Start saving now and experience financial relief with KCCU! Visit our balance transfer page for details.  

Sign and Go Loan

The KCCU Sign and Go Loan is here to help you refinance existing debt or get cash fast - all you need is your good credit and a signature.

consolidate debt or get cash for whatever you need!

  • 8.99% APR**
  • Up to $4,000
  • Affordable monthly payments
  • 36-month finance period
  • Open your loan online from start to finish with eSign
  • Cash deposited in your account for immediate access

Don't miss this offer and save with our low rate.

how to get a loan:

apply now

Or, simply stop in at any of our branches or call a Member Service Representative at 800.854.5421.


not yet a member?

Join Now!

Or stop by any branch and speak to a Member Service Representative and don’t forget to bring your Driver's License, State Issued ID card, Travel Visa, or Passport and your Social Security Card. KCCU membership requires a minimum savings account deposit of just $5.00.

benefits of membership:

See membership eligibility.


*APR=Annual Percentage Rate. Introductory 0.00% APR applies to balance transfers of $500 or more that post to your Elite Credit Card account between January 2, 2025 – March 31, 2025. Introductory rate does not apply to purchases, cash advances, or balance transfers from existing KCCU loans. Introductory rate is valid during the first 12 billing cycles following the date of the transfer. After 12 billing cycles, a variable APR (12.00% -24.00%), based on your creditworthiness, applies to unpaid promotional balances. Balance transfers submitted after March 31, 2025, will receive the cardholder’s regular variable balance transfer APR (12.00% -24.00%). Variable APRs are accurate as of 1/2/2025 and will vary with the market based on the Prime Rate. The cardholder’s standard variable APR (12.00% -24.00%) will apply to any other purchases made. Subject to credit approval. Rates, fees, and terms subject to change. Additional limitations, terms and conditions apply. 

**APR=Annual Percentage Rate. Limited time offer. Rate and terms subject to change without notice and does not apply to every borrower. Minimum credit score of 730. Subject to credit approval. Other rates and terms available. Offer does not apply to refinancing existing KCCU loans.