auto loan rates as low at 5.99%^APR*

enjoy auto loan rates that move you

KCCU is offering amazing auto loan rates, as low at 5.99%APR*, that can put you on the road to big savings! Whether you are buying a new or used car now is the time to make the move on that vehicle you've been dreaming about. Or if you have been waiting for rates to drop so you can refinance, wait no longer, start saving today when you move your existing loan from another lender to KCCU. Take advantage of our great rates and get more miles out of your money!


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KCCU benefits:

Competitive rates and flexible terms
Open your loan online from start to finish with eSign
90 Day No Pay** option available
Quick and easy pre-approvals
No Pre-payment penalties

AutoSMART - for stress-free auto shopping

Discover our online car buying destination designed with the reliability and security to research, shop, and finance your next vehicle. Access local dealers committed to providing a shopping experience that is simple and easy.

Shop. Finance. Drive.

Search from over 2 million new and used vehicles to best fit your needs
Access real-time dealer inventory
Build your car and compare prices
Get pre-approved with KCCU while you shop
Direct connection to our partner dealers
Schedule a test drive

Shop Now

how to get pre-approved for an auto loan:

Apply Online

Or, simply stop in at any of our branches or call a Member Service Representative at 269.968.9251.

_{*APR=Annual Percentage Rates. Rate subject to change and may not apply to every borrower. Rate subject to term, collateral, and credit approval. Minimum credit score 730. Other rates and terms available. **To qualify member must have a credit score of 640 or higher, be current on all loans, the minimum loan value must be $10,000 or greater, and the loan must be closed at KCCU. Offer does not apply to refinancing of existing KCCU loans. Other restrictions apply.}